Can You Really Retire at 60 if You’re Broke at 50?

 If you’re in your 50s and feel “too late” to start saving, think again. I recently watched a brilliant episode of the BiggerPockets Money Podcast that proved you can retire in 10–15 years — even if you’re starting from zero at age 50.

The hosts used a case study called “Barb” — a 50-year-old woman with no assets and no savings. Her goal? To retire by 60. The plan they laid out is tough but realistic, and it works whether you’re in the US or the UK.

Here are a few highlights:

1. Save Your First $25,000 (US) / £20,000 (UK)

This is the hardest but most important milestone. It creates a financial buffer, builds confidence, and allows you to take smarter risks with career or housing.

2. Focus on the Big Three Expenses

• Housing → In the US, consider “house hacking” (renting rooms or buying a duplex). In the UK, the rent-a-room scheme lets you earn up to £7,500/year tax-free from a lodger.

• Transport → Downgrade cars or use public transport where possible.

• Food → Cut takeaways, meal plan, and buy in bulk.

3. Invest With the Right Tools

• US → Maximise 401k match, use Roth IRA for tax-free retirement withdrawals, and remember Social Security.

• UK → Contribute to your workplace pension, use a Stocks & Shares ISA (£20k/year limit), or a Lifetime ISA (25% government bonus if eligible). Plus, the State Pension adds a safety net.

💡 This is just a quick taste. I’ve written a full breakdown for both US and UK readers, with step-by-step actions inspired by the podcast episode.

👉 Read the full article here 

📺 You’ll also find the video linked at the end of my article so you can watch the whole discussion.

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Faith, AI, and Entrepreneurship: How Women Are Turning Scripture Into Online Income

How Women Are Making $375/Day with THIS Christian Online Business

Across the digital landscape, a quiet movement is happening. Women of faith are discovering ways to blend creativity, technology, and scripture into businesses that don’t just generate income but inspire and uplift.

One example comes from a recent video by Journey With The Hintons where creator Mon’nique highlights how women are generating $375 per day with a Christian-based online business model. It’s not about chasing trends or quick money grabs, but rather building a system rooted in purpose, service, and sustainability. She tested a strategy used by a Christian shop that earned over $6,500 in just seven days by selling AI-generated scripture wall art through platforms like TikTok Shop and Etsy.

The story is more than a trend—it’s a window into how values-based entrepreneurship is evolving.

How Christian Women Are Earning $1,000 a Day With AI Scripture Wall Art

In the past few years, we’ve seen an incredible shift in how women—especially Christian women—are creating income online. Gone are the days when starting a business meant stocking products in your garage or spending thousands upfront. Today, with the help of AI tools, print-on-demand platforms, and social media shops, women are building faith-based businesses from home, and some are earning nearly $1,000 per day.

The Power of Faith-Inspired Commerce

For centuries, scripture has been a source of strength, peace, and encouragement. Now, digital tools allow women to bring that inspiration into homes through modern minimalist art prints.

What’s remarkable is the accessibility of this model:

• AI tools like ChatGPT help generate powerful, relevant Bible verses.

• MidJourney and Canva turn those verses into beautiful, feminine designs.

• Platforms like Printful handle printing and shipping so women never touch inventory.

• Marketplaces like Etsy and TikTok Shop provide ready-made audiences searching for meaningful art.

It’s a simple, low-cost way to build a business that is both profitable and purposeful.

Why This Works for Christian Women

There are three reasons this approach resonates so strongly:

1. Alignment with Values: It allows women to share their faith while running a business.

2. Flexibility: The model works from home, with tools that cost very little.

3. Scalability: Each scripture design can be sold in multiple sizes and formats, creating endless product potential.

It’s not just about décor, it’s about spreading encouragement through every sale.

What This Means for You

Even if you’re not an artist or designer, technology has made it possible to participate. AI takes care of the heavy lifting, and print-on-demand companies handle fulfillment. What’s left is the fun part: choosing verses that inspire and creating designs that speak to the heart.

And the potential is significant. Christian businesses in niches like apparel, books, and home décor are among the fastest-growing segments online.

Growing Beyond the Basics

If this sparks something in you, here’s how to go deeper:

• 🌐 List your business in the WomenBizHub Directory – A visibility platform for women entrepreneurs where you can showcase your products, connect with others, and gain support as you grow.

• 🚀 Affiliate Launchpad eBook – Once you’ve created your shop, adding affiliate marketing can multiply your income streams. This guide shows you how to get started without the overwhelm.

• 🎯 Women in Business Community – Join thousands of women who are building businesses that reflect their values while gaining visibility and collaboration opportunities. Click Here to Visit and Join.

Final Thoughts

The story of women making $1,000 a day with Christian wall art isn’t just about posters—it’s about possibility. It shows how faith, technology, and entrepreneurship can come together in ways that feel aligned, creative, and financially rewarding.

The most important step? Starting.

You don’t need all the answers today. What matters is taking the first step toward building something that reflects your values, serves others, and provides for your family.

👉 Ready to explore what’s possible? Join me inside the Women in Business Community or add your listing to the WomenBizHub Directory today. Your journey to faith-driven entrepreneurship can begin right now

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Watch the video

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